Spread The Cost With Funding Options

Manage your home improvements and spread the cost with easy and convenient monthly repayments.

Interest Free Credit 0% APR Representative is available over 10 months and requires a 30% deposit. To work out the total monthly repayment, simply divide the loan amount by the term of agreement, this the repayable amount for the entirety of the agreement. No interest or fees are payable with this option.

Buy Now Pay Later in 12 months is available with a 19.9% APR Representative and 30% deposit required. If settled in full within the 12 months deferral period, no interest is to be paid. However, a £29 administration fee will apply. This means you would pay the amount of credit plus the administration fee. If the loan isn’t settled in full within the deferral period, interest will have started with the start of the agreement on any outstanding amounts at the end of the deferral period. The interest will continue to be charged until the agreement is repaid. 

Alternatively, Low Monthly Repayments are an option. This has 14.9% APR Representative available over 5 or 10 years with a 30% deposit required. Interest is calculated daily and added monthly with this and you must make the minimum repayment each month. You can make additional repayments without penalty which allows you to control the term of the loan and reduce the amount of interest to be paid. Payments start approximately one month after the contract that has been fulfilled with you.